미 연방거래위원회, RentGrow에 225만 달러 과징금 부과

미 연방거래위원회가(Federal Trade Commission) 2026-07-09 공개한 'RentGrow to Pay $2.25 Million to Settle FTC Allegations the Company Violated the Fair Credit Reporting Act and FTC Act' 발표를 바탕으로, 확인 가능한 사실을 중심으로 정리했습니다.

어떤 발표인가

RentGrow, a provider of consumer reports for tenant screening, will be required to pay $2.25 million to settle Federal Trade Commission allegations that the company violated the Fair Credit Reporting Act (FCRA), including by failing to use reasonable procedures to ensure the accuracy of its reports, and the FTC Act.

발표에서 확인되는 내용

• The FCRA requires consumer reporting agencies (CRAs) to maintain reasonable procedures to assure the maximum possible accuracy of the information they include in background screening reports, disclose the sources of information used to compile a background screening report when a consumer requests it and take certain steps when a consumer disputes the completeness or accuracy of information in their background screening report.
• A complaint , filed by the Department of Justice upon notification and referral from the FTC, alleged that Massachusetts-based RentGrow Inc.
• is a CRA since it compiles information it obtains from a variety of sources into background screening reports that it sells to landlords and property managers as tenant screening reports.
• As a CRA, RentGrow is therefore subject to the requirements of the FCRA, and the complaint alleged that RentGrow failed to comply with the FCRA.
• The complaint also alleged that RentGrow violated the FTC Act by misleading consumers about the outcomes of their disputes.

숫자와 고유명사

• RentGrow, a provider of consumer reports for tenant screening, will be required to pay $2.25 million to settle Federal Trade Commission allegations that the company violated the Fair Credit Reporting Act (FCRA), including by failing to use reasonable procedure
• A complaint , filed by the Department of Justice upon notification and referral from the FTC, alleged that Massachusetts-based RentGrow Inc
• The complaint also alleged that RentGrow violated the FTC Act by misleading consumers about the outcomes of their disputes
• “Inaccurate background reports can have a real impact on people by affecting their ability to obtain housing or a job,” said Christopher Mufarrige, Director of the FTC’s Bureau of Consumer Protection
• Failing to maintain reasonable procedures to ensure the maximum possible accuracy of its consumer reports by not preventing the inclusion of duplicate case records and multiple entries for the same criminal or eviction action on tenant screening reports, which

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원문 확인

• Federal Trade Commission 공식 자료